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HAROLD S. ENTES ESQ.
             ATTORNEY AT LAW
1103 E. Gun Hill Road, Bronx, New York 10469
henteslaw@gmail.com
CALL US: 718-828-3070
Toll Free: 800-585-3117


Bankruptcy Law

BANKRUPTCY ATTORNEY IN BRONX, NY

If you have considered filing for bankruptcy, you need a bankruptcy lawyer on your side to help advocate for you. Filing for bankruptcy can also be a very overwhelming time emotionally and mentally. If you are trying to navigate how to file for bankruptcy or which chapter of bankruptcy works best for you, you need to hire a bankruptcy attorney in your area.


At Harold S. Entes Esq., Attorney at Law, our team has served the Bronx, NY, area for over 25 years. We have helped our clients file Chapter 7 and Chapter 13 bankruptcy — the most common types of bankruptcy filed.


However, the average individual is often not familiar with the intricacies of filing bankruptcy or the laws that are involved. Read on to learn more about Chapter 7 and Chapter 13 bankruptcy. If you need an attorney, contact us at Harold S. Entes Esq., Attorney at Law, by calling 718-828-3070.


Chapter 7

Hounded By Creditors? Call Here First. We Stop Foreclosures, Wage Garnishments, Collections, Evictions and Creditor Harassment. Find Out How Filing a Chapter 7 Bankruptcy Case Will Help You.Call 718-828-3070 For Your Free Bankruptcy Consultation.
Get A Fresh Start and Discharge Your Debt With A Chapter 7 Bankruptcy.
A Chapter 7 Bankruptcy is available to consumers who want to go to Bankruptcy Court to request the Bankruptcy Court to discharge their unsecured debts. In a Chapter 7 Bankruptcy, the Debtor is asking the Bankruptcy Court to discharge their unsecured debts and under certain circumstance the debtor's secured debts and the property attached to them will be retained by the debtor with a Reaffirmation Agreement.

Upon the on-line filing of a Bankruptcy Case with the Bankruptcy Court, ALL COLLECTION ACTIONS BY CREDITORS ARE STOPPED IMMEDIATELY (The Automatic Bankruptcy Stay!). Within a short period of time, after the filing of the Chapter 7 Bankruptcy Case, the Debtor will receive a Discharge from the Bankruptcy Court eliminating any further claims by creditors against the Debtor and the Debtor receives a Fresh Start.

Mostly all of the Debtor's Property (Real Estate), (Home), (Vehicles), and other personal property are exempt from creditors and the debtor will be able to retain this property.

A Chapter 7 bankruptcy allows a debtor to eliminate a financial crises and harassment from creditors and it is a quick way to achieve this result. In addition, there is certain property which is exempt from sales by the Bankruptcy Court which means the debtor may keep this property.
How to Begin the Chapter 7 Process
If you believe that you are ready to start the Chapter 7 Bankruptcy Process or you are interested in filing a Chapter 7 Bankruptcy then it is advisable for your to consult with an experienced Bankruptcy Attorney to discuss this option and assist you with the filing of the Chapter 7 bankruptcy and continue to represent you through the completion and the discharge.

Our law firm has over 25 years' experience advising and assisting debtors with filing Chapter 7 Bankruptcies and successfully completing the process and obtaining a discharge. We offer a FREE CHAPTER 7 CONSULTATION all you have to do is call us at: 718-828-3070 to schedule a Free Consultation.
A bankruptcy attorney’s paperwork in Bronx, NY
Call us Now at 718-828-3070 For Your Free Chapter 7 Consultation or You can E-mail Us at hse6@aol.com.

Contact us in the Bronx, New York, for more information about our bankruptcy filing and legal representation services.

Chapter 13

Hounded by creditors? Call here first. We stop foreclosures, wage garnishments, collections, evictions and harrassment.

Find out how a chapter 13 bankruptcy will help you. Call:718-828-3070 for a free consultation
Reorganize Your Debt With A Chapter 13 Bankruptcy

A Chapter 13 Bankruptcy allows a debtor to reorganize their debt. This remedy allows a debtor to lump all of their liabilities into one (1) lump sum monthly payment payable over a period of 3 to 5 years after the date of the Chapter 13 completion. This a good remedy for debtors with secured debts and a regular income who want to retain their assets and eliminate the danger of losing their assets and creditor harassment.

Chapter 13 Bankruptcy How It Works

In a Chapter 13 Bankruptcy the debtor goes to Bankruptcy Court and asks the court to ask permission of the court to combine their outstanding liabilities into one lump sum payment made over a period of 3 to 5 years. Arrears owed under secured liabilities and unsecured liabilities are organized into one lump sum monthly payment.
Chapter 13 Document - Bronx Bankruptcy Lawyer in Bronx, NY
Benefits of a Chapter 13 Bankruptcy
The benefits to a debtor filing a Chapter 13 bankruptcy is that the debtor will be able to pay back their liabilities and retain the assets that are important to them as their home, car or other assets secured by a liability. However, the Debtor must have a regular income (includes income, social security payments, worker's compensation payments and rental income) and show the Court that the monthly payments can be made to qualify. In addition a Chapter 13 Bankruptcy takes somewhat longer to complete than a Chapter 7 Bankruptcy.

Find Out If You Qualify for a Chapter 13 Bankruptcy
A Chapter 13 Bankruptcy is a fairly complicated remedy for a debtor and it is important that you consult with an experienced attorney to receive the proper advice. Harold S. Entes, Esq. Bankruptcy Attorney has for the past 25 years successfully advised and represented debtors in Chapter 13 Bankruptcies. In addition, he ensures that Chapter 13 is the appropriate remedy for the debtor so that the Chapter 13 is completed successfully. Call us Now at 718-828-3070 For Your Free Chapter 13 Consultation or You can E-mail Us at hse6@aol.com.

Contact us for more information about our legal assistance with bankruptcy.
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