BANKRUPTCY ATTORNEY IN BRONX, NY
If you have considered filing for bankruptcy, you need a bankruptcy lawyer on your side to help advocate for you. Filing for bankruptcy can also be a very overwhelming time emotionally and mentally. If you are trying to navigate how to file for bankruptcy or which chapter of bankruptcy works best for you, you need to hire a bankruptcy attorney in your area.
At Harold S. Entes Esq., Attorney at Law, our team has served the Bronx, NY, area for over 25 years. We have helped our clients file Chapter 7 and Chapter 13 bankruptcy — the most common types of bankruptcy filed.
However, the average individual is often not familiar with the intricacies of filing bankruptcy or the laws that are involved. Read on to learn more about Chapter 7 and Chapter 13 bankruptcy. If you need an attorney, contact us at Harold S. Entes Esq., Attorney at Law, by calling
718-828-3070.
Chapter 7
Hounded By Creditors? Call Here First. We Stop Foreclosures, Wage Garnishments, Collections, Evictions and Creditor Harassment. Find Out How Filing a Chapter 7 Bankruptcy Case
Will Help You.Call 718-828-3070
For Your Free Bankruptcy Consultation.
Get A Fresh Start and Discharge Your Debt With A Chapter 7 Bankruptcy.
A Chapter 7 Bankruptcy is available to consumers who want to go to Bankruptcy Court to request the Bankruptcy Court to discharge their unsecured debts. In a Chapter 7 Bankruptcy, the Debtor is asking the Bankruptcy Court to discharge their unsecured debts and under certain circumstance the debtor's secured debts and the property attached to them will be retained by the debtor with a Reaffirmation Agreement.
Upon the on-line filing of a Bankruptcy Case with the Bankruptcy Court, ALL COLLECTION ACTIONS BY CREDITORS ARE STOPPED IMMEDIATELY (The Automatic Bankruptcy Stay!). Within a short period of time, after the filing of the Chapter 7 Bankruptcy Case, the Debtor will receive a Discharge from the Bankruptcy Court eliminating any further claims by creditors against the Debtor and the Debtor receives a Fresh Start.
Mostly all of the Debtor's Property (Real Estate), (Home), (Vehicles), and other personal property are exempt from creditors and the debtor will be able to retain this property.
A Chapter 7 bankruptcy allows a debtor to eliminate a financial crises and harassment from creditors and it is a quick way to achieve this result. In addition, there is certain property which is exempt from sales by the Bankruptcy Court which means the debtor may keep this property.